Personal Loan

Thinkaide provides Personal Loans for both self-employed and salaried individuals. Personal loan is an unsecured loan which is granted to an individual to meet out its financial needs such as debt consolidation, wedding expenses, unexpected medical costs, home renovation, planning vacation and many others.The APR (Annual Percentage Rate) of a personal loan may vary from 13% to 24% which largely depends upon the individual applicant's profile.

Eligibility

For Self Employed Individuals:

The business must have been in Existence of a business for a minimum period of 3 years
The company's profit after tax (PAT) for the last two years should be positive
GST registeration is mandatory
Owned property

For Salaried Employed Individuals:

Indian Resident
Minimum salary limit
Owned property

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Advantage's

Documents Required for Personal Loan

Photo Identity Proof (Passport, Pan Card. Voter Identity Card, Driving License, Aadhaar Card)

Address Proof (Ration Card, Passport, Bank Account Statement, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement (for owned properties))

Income Proof

For Salaried Individuals :-

Last 3 months bank statement
Latest Salary Slip

For Self-Employed Individuals :-

2 years' ITR
P&L and Balance Sheet for the last 2 years
Last 6 Months' Bank Statement

Business proof

For Self-Employed Individuals :- MOA & AOA/ GST registration/ Partnership Deed

For Salaried Individuals :- Qualification Certificate/Certificate of Practice (COP)

FAQ

1. What is a Personal Loan and how does it work?

A personal loan is an unsecured loan, which means you don't need to pledge a collateral to receive the funds. Availing personal loan is easy and you can use the money to meet almost any expense.

2. What a Personal Loan can be used for?

It can help you manage the expenses of a variety of needs including:

Travel
Wedding
Medical emergencies
Home renovation
Higher education and many others

3. What is the eligibility criteria for Personal Loan?

To avail a loan, you only need to meet the basic eligibility criteria.

For Self Employed Individuals :-

The business must have been in Existence of a business for a minimum period of 3 years
The company's profit after tax (PAT) for the last two years should be positive
GST registeration is mandatory
Owned property

For Salaried Individual :-

Indian Resident
Minimum salary limit
Owned property

4. What are the documents required for a Personal Loan?

To avail a personal loan, you will need to submit the following documents :-

Photo Identity Proof (Passport, Pan Card, Voter Identity Card, Driving License, Aadhaar Card)
Address Proof (Ration Card, Passport, Bank Account Statement, Aadhaar Card, Electricity Bill, Telephone Bill, Sale Deed/Property purchase agreement (for owned properties))
Income Proof
For Salaried Individuals:: Last 3 months bank Statement, Latest Salary Slip

For Self-Employed Individuals: 2 years' ITR, P&L and Balance Sheet for the last 2 years

Last 6 Months' Bank Statement
Business Proof
For Salaried Individuals: Qualification Certificate/Certificate of Practice (COP)

For Self-Employed Individuals: Shop Act License/ MOA & AOA/ GST registration/ Partnership Deed

5. What is the processing fee for Personal Loan?

You will be charged a processing fee up to 2% of the loan amount.

Happy Clients Says

ThinkAide enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. They provide me business loan at very low rate of interest. The support I received from the ThinkAide was priceless and excellent.

- Ozone Ayurvedics

Thank you ThinkAide for your step by step guidance. We could not have been able to secure and purchase our first home without you. Your excellent assistance have made our home buying journey so easy. We recommending others also if you want any type of loan then ThinkAide is best loan provider company.

- Paras Singhal

Think Aide is the best Investment Advisory company in Delhi-NCR. They provide a clear picture of various investment products and streamlined my investment approach.They provide prompt response for any investment related queries and their periodic follow-up service is excellent.

- Amit Verma

ThinkAide is the leading personal finance company in Delhi-NCR, they provide personal loans at low interest rates. They provide personal loans in Delhi for your every need. ThinkAide help me in arranging my Personal Loan in very short span of time.

- Sunil&Company